Rates are trending down. Subscribe to rate alerts.

Be the first to know when mortgage rates make a move. Stay informed. Save money.

Notify me of rate drops
Check rates
About us

Let's embark on the journey of how it all started

Our pledge to excellence in providing personalized mortgage solutions for your unique path to financial success and homeownership.

Get in touch

Our Story

Jon Nichols
Branch manager

We are a licensed, local mortgage broker with more than 28 years of mortgage experience. We are independent and do not work for a specific bank or lender. That independence is your secret home financing weapon, since we can shop multiple wholesale mortgage lenders on your behalf — giving you access to more home loan options than what a bank or online lender can offer.

The result is typically a cheaper, faster and easier mortgage for you.

14 days

Avg. Closing Time

$1 Billion+

5 star reviews

28+

Years of mortgage experience

Process overview

Our simple home loan process

1
Pre-Approval

Share your financials to see how much you can borrow and at what rate.

2
Loan Application

Find a home within your budget and formally apply for a mortgage.

3
Lock Rate

Secure a fixed interest rate for your mortgage during the lock-in period.

4
Loan Processing

The lender verifies your details and appraises the property.

5
Underwriting

The underwriter reviews your application to decide loan approval.

6
Closing

Sign final documents, pay closing costs & officially own your new home.

Our presence

Licensed in Texas

Our team

Meet our team of mortgage experts

Jon Nichols
Loan Officer  |  NMLS #211393
View profile
Mariah Nichols
Loan Officer  |  NMLS #2352908
View profile

Take your first step towards your home loan journey

Get a free quote
No impact on credit score
No hidden costs
No documents required