Experience hassle-free mortgages.
Maximize your investment with a tailor-made loan from Nichols Home Lending, designed to fit your specific needs.
.svg){kind=icon}
14 days
Avg. Closing Time
$1 Billion+
In origination
28+
Years of mortgage experience
How can we help?
Get a free rate quote
Find the best rates tailored to your needs—no cost, no obligation.
Compare rates
Easily explore and compare rates to save on your mortgage.
Get pre-approved
Take the first step toward your dream home with a quick pre-approval.
Our simple home loan process
Pre-Approval
Share your financials to see how much you can borrow and at what rate.
Loan Application
Find a home within your budget and formally apply for a mortgage.
Lock Rate
Secure a fixed interest rate for your mortgage during the lock-in period.
Loan Processing
The lender verifies your details and appraises the property.
Underwriting
The underwriter reviews your application to decide loan approval.
Closing
Sign final documents, pay closing costs & officially own your new home.
Licensed in Texas
.png)
Hear from our happy customers
.png)
.png)
.png)
.png)
.png)
.png)
.png)
Benefits of working with us
Hassle free process
Simplified steps for an easy journey.
We handle the details for you.
Stellar service
Support whenever you need it. Service that stands out.
Open communication
Transparent updates at every step.
We keep you informed, always.
Specialized expertise
Tailored solutions for your unique needs.
Focused experience you can trust.
Low rates
Save more with our competitive rates.
Affordable options without compromise.
Guidance
Clear advice for confident decisions.
Simplifying the process for you.
Get notified when rates drop
Never miss a rate drop – experience smarter rate shopping. Our Price Drop Alert feature keeps you informed, instantly notifying you when prices fall.
.svg)
.svg)
.svg)
.svg)
