Type five numbers off any Loan Estimate, set how long you'll keep the home, and see the true cost of their loan against ours — including whether discount points are worth it at your timeline. Buyers welcome. Realtors: send this to your clients before they sign anything.
"True cost" = upfront points and lender fees, plus all interest and mortgage insurance you'd pay over the period, using standard amortization on the numbers entered. It excludes taxes, insurance, and third-party fees, which are the same whoever your lender is. This is an educational comparison, not a Loan Estimate; we'll gladly do the official version with your documents. If their deal genuinely wins, we'll tell you that too.
Send clients here before they commit to any lender. It takes two minutes, it's brutally honest — sometimes the other quote wins and we say so — and when we do win, your deal closes in about 16 days. Want co-branded flyers or a lunch-and-learn for your office?