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We're Here to Help You

Nichols Home Lending: Your Trusted Partner for Homeownership
Don't Settle: Smart, Professional Financing Starts Here

At Nichols Home Lending, we believe homeownership is more than just a loan. It’s a formal investment in your future, your family, and your dreams.

With 26 years of unwavering commitment and a timeless, trustworthy brand, we stand by your side every step of the way.

We believe in:

  • Unwavering  Commitment: We value transparency and honesty above all else. You’ll never be surprised by hidden fees or unexpected hurdles with us.
  • An Environment of Reliability: Our team of seasoned professionals prioritizes our clients with expertise and care and sets a precedent of open communication.
  • Excellence in Every Step: We go above and beyond to deliver superior service and competitive rates, saving you thousands on your biggest investment.
  • A Home for Veterans: As a US Air Force Veteran-owned company, we’re deeply committed to serving our fellow veterans—and not just for appearances. We offer dedicated programs, unparalleled service, and the best rates available.

We offer: 

  • Diverse Loan Options: Whether you’re a first-time homebuyer, looking to refinance, or a veteran seeking your dream home, we have the perfect loan program for you.
  • Streamlined Process: We make the mortgage journey smooth and stress-free, using technology and clear communication to keep you informed.
  • Dedicated Team: Our knowledgeable loan officers treat you like family and are here to answer your questions every step of the way.
  • A Solid Reputation: Nichols Home Lending is the preferred lender for buyers and realtors alike. Founder Jon Nichols stands among the top 1% of loan originators nationwide, having originated over 13,000 loans in his career


Ready to make your dream home a reality?

Contact Nichols Home Lending today! Let us guide you through the process with experience, transparency, and a commitment to your success.

Meet The Team

Photo of Jon Nichols
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Jon Nichols

Branch Manager

NMLS #211393
(210) 789-2870
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Mariah Nichols

Loan Officer

NMLS #2352908
(210) 393-0586
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Joshua Chavez

Loan Officer

NMLS #2531377

Get Started

Share some basic details about the financing you’re looking for by answering a few simple questions. We’ll take a look and reach out to discuss your loan options.